At Samhith Finvest, our journey began not with a business plan, but with a profound insight—a deep understanding of a critical need that was not being met in the financial landscape.
In the 2020s, India's MSME sector was burgeoning, yet it faced a significant barrier: access to capital. Despite contributing over 30% to the nation's GDP and employing millions, MSMEs struggled to secure timely and affordable financing.
Traditional banks, bound by rigid criteria and lengthy processes, often overlooked these enterprises, leaving a vast gap in the market. It was during this time that our founders—seasoned professionals with decades of experience in finance and technology—recognized an opportunity to make a difference.
Our founders come from diverse backgrounds, each bringing unique expertise to the table. Ramakrishna S., with his deep understanding of financial markets, was joined by tech visionary Ananya Rao, who had pioneered data analytics solutions for Fortune 500 companies, and operations expert Vikram Patel, known for his ability to streamline complex processes.
"We didn't want to be another bank," says Ananya. "We wanted to be a catalyst for growth, using technology to make financing faster, fairer, and more accessible." This vision was rooted in a deep commitment to financial inclusion, recognizing that empowering MSMEs was key to driving India's economic progress.
The early days were not without challenges. Securing initial funding, navigating regulatory landscapes, and building a team that shared our vision required relentless effort. But it was during these formative years that our core values were solidified: integrity, innovation, and impact.
Our first client, a small textile manufacturer in Suryapet, became a testament to our approach. Struggling to secure a loan from traditional banks due to limited collateral, they turned to Samhith Finvest. Using our data-driven model, we assessed their business potential and approved a working capital loan within 48 hours.
"It was like a lifeline," the owner shared. "With that loan, we were able to expand our operations, hire more workers, and increase our revenue by 40% in the first year."
Resilience is not just a trait; it's a blueprint—a carefully crafted strategy that has guided Samhith Finvest through every storm and setback. From regulatory hurdles to market volatility, our journey is a testament to the power of adaptability, foresight, and unwavering commitment to our mission.
A textile manufacturer expanded globally after securing working capital that allowed them to purchase new machinery and hire skilled workers.
A women-led cooperative tripled sales within two years and began exporting to Europe and the US with customized financing and support.
A tech startup pivoted during the pandemic to develop a remote learning platform adopted by hundreds of schools across India.
At Samhith Finvest, financial inclusion is not just a goal—it's our guiding principle. We believe that access to capital is a fundamental right, not a privilege, and that every entrepreneur, regardless of their background or location, deserves the opportunity to grow.
Technology has been a game-changer in our quest for inclusion. By leveraging data analytics, artificial intelligence, and digital platforms, we've made financing more accessible, efficient, and equitable.
Empower 200,000 Indian SMEs, helping them not just survive but thrive in an ever-evolving market. We aim to contribute ₹1,000 crore to India's economy.